November Budget Here We Come

Just like that, October is wrapping up! You know what that means, it’s time to make November’s budget – the highlight of your week, I know I know! Here are some things to keep in mind during the month of Turkey Day:

Winter apparel for you and your family (that is, if winter decides to come or just skip this year)

Holiday travel – this is a big one. Holiday travel, if feasible, is an opportunity that shouldn’t be missed and with trade-offs in your spending for November, it is possible. Eat more dinners in, announce that this year you’re making homemade Christmas gifts, this is the time to get creative.

Black Friday shopping, whew! I’m getting stressed just thinking about it! Tip: Make a shopping list of everything you want to get (and can afford!) and don’t budge from it.

Increase in the Electric Bill. Or, as my mom says, layer up!

Turkey. Holiday season is synonymous with food and boy are we glad that it is. Just adjust your grocery bill to account for Uncle Bob, you know he likes to take 5 helpings.