Congrats!! You’re retiring before 65. All is good except you can’t get Medicare until 65. What do you do?
This is the million dollar question. It’s the question that every financial pundit answers with complete certainty.
Merrill Lynch recently announced that they are increasing new client minimums to $250,000. But what if you don’t have $250,000 lying around?
You probably hear comments such as, “Social Security is going away,” or “you can’t count on social security.”
To set a baseline, the primary benefit of a ‘Roth’ account is the ability to contribute after tax money and not pay taxes when you withdraw.